Inheritance Tax
Quick estimates for families thinking about an estate or a gift. They are no substitute for a solicitor or tax adviser when a real estate is being valued.
- Inheritance Tax calculatorA quick estimate of IHT on an estate, with the home allowance.
- Gift 7-year rule calculatorTax on a gift if the giver dies within 7 years, with taper relief.
Rates for 2026/27
| Nil-rate band | £325,000 |
|---|---|
| Residence nil-rate band | £175,000 |
| Residence band taper | From £2 million |
| Rate | 40%, or 36% with 10% to charity |
| Annual gift exemption | £3,000 |
Every figure is listed with its official source on the how we calculate page.